Tax Refund Anticipation Loan

Refund Anticipation Loan
What is a Refund Anticipation Loan? A Refund Anticipation Loan is a way tax payers can get access to their tax refund before it is issued to them by the federal ... View Full Source

Refund Anticipation Loans - Legal Aid Of North Carolina
Refund Anticipation Loans – An Offer You Can Refuse Before long, you will hear that you can get your tax refund before the end of 2009 with just your most recent tax stub. ... Document Viewer

Considering A Refund Anticipation Loan? Consider This: The ...
Accountants Warn Consumers About “instant” tax refund loans 1 Considering a Refund Anticipation Loan? Consider this: The fees and charges ... Fetch Doc

Refund Anticipation Loans - Utah State University
A refund anticipation loan (RAL) is a short-term consumer loan secured by a taxpayer’s expected tax refund and designed to offer customers quicker access to funds. Also called rapid refund loans and tax return advances, they are a way to ... Fetch Here

How To Get Next Year’s Income Tax Refund Now
It’s bad enough to give the government an interest-free loan, It isn’t the end of the world and some people even feel that getting a tax refund each year is a way of forced savings. Track Down Your Refund; Avoid Tax Refund Anticipation Loans; Related Articles. ... Read Article

Refund Anticipation Loans
AVOID Refund Anticipation Loans Tip: Avoid offers that include any kind of a “loan” on your tax refund because you can get back ALL your ... Retrieve Here

Watch Out For Rapid Refund Tax Loans - YouTube
Watch Out for Rapid Refund Tax Loans however, there can be a huge cost if you take out a Refund Anticipation Loan. Refund Anticipation Loans have been under scrutiny by the IRS and others for some time. ... View Video

STATE REFUND ANTICIPATION LOAN DISCLOSURE
06P STATES rev 09/01/05 STATE REFUND ANTICIPATION LOAN DISCLOSURE (CA, NV, OR, NC, WI, WA, VA) (1) A refund anticipation loan is a loan, which creates a legally enforceable debt. ... Access This Document

Refund Anticipation, Payday, And Auto Title Loans: A Survey ...
Own financing, and income tax refund anticipation loans. loan must be reduced after a certain number of loan renewals.110 Title Pawn Litigation Law suits involving title pawn transactions frequently assert a range of claims on an ... Access Full Source

Your Guide To Avoiding Refund Anticipation Loans
Your Guide to Avoiding Refund Anticipation Loans Why to Avoid RALs Refund anticipation loans cost consumers about $800 million in 2008. As if these loan fees weren’t bad enough, some tax preparers may also tack on extra charges; these can add anywhere from $25 to several hundred dollars ... Access Full Source

REFUND ANTICIPATION LOANS: UPDATED FACTS & FIGURES
One: It’s a Refund Anticipation Loan How would you like to pay a super-high price to borrow money that already belongs to you? Sounds ridiculous, right? The Risks and Costs of Tax Refund Anticipation Loans Don’t Pay to Borrow Your Own Money ... Fetch Document

Where's My Tax Rebate? - About.com US Government Info
I just checked the site and it does say that if you got your Tax Refund back throught an RAL (Refund anticipation Loan) like from Turbo TAX or H&R Block, you will be receiving a PAPER CHECK. Hope this helped. May 8, 2008 at 12:25 pm ... Read Article

Tax Refund Anticipation Loan Facilitators' Registration Form
Tax Refund Anticipation Loan Facilitators’ Registration Form Page 2 STATE OF WASHINGTON DEPARTMENT OF FINANCIAL INSTITUTIONS DIVISION OF CONSUMER SERVICES ... Access Document

Use Your Tax Refund For A Bad Credit Auto Loan ...
FederalAutoLoan.com In the wake of tax season, you must be looking forward to having the pressure to get your return filed and, even more eagerly, toward your tax refund. If it's a big one, you might have your eye on replacing your old car with something new or, at least, newer. After ... View Video

What You Need To Know About… Tax Refund Anticipation Loans
A tax refund anticipation loan (RAL) is a short-term loan with a high interest rate. A RAL is based on the amount of the refund you expect to get from the IRS. RALs are also called “instant refund loans” or “fast cash refunds.” ... Read Document

MAJOR CHANGES IN THE QUICK TAX REFUND LOAN INDUSTRY
1 MAJOR CHANGES IN THE QUICK TAX REFUND LOAN INDUSTRY The NCLC/CFA 2010 Refund Anticipation Loan Report Chi Chi Wu, National Consumer Law Center Contributing author: Jean Ann Fox, Consumer Federation of America ... View Doc

Refund Anticipation Loans - TN
Tax Preparation Fees (source: National Consumer Law Center Inc. and Consumer Federation of America) Not including any fees related to a refund anticipation loan, the average preparation fee is $150. In addition, an application of about $40 is sometimes required. ... Retrieve Doc

Template:Consumer Debt - Wikipedia, The Free Encyclopedia
Mortgage loan/Home equity loan/Home equity line of credit; Remortgage; Car title loan/Logbook loan; Tax refund anticipation loan; Pawnbroker; Debt management: Debt consolidation; Credit counseling/Debt management plan/Debt settlement; Personal bankruptcy; ... Read Article

TAX REFUND ANTICIPATION LOAN ANSWER
TAX REFUND ANTICIPATION LOAN This column is published in conjunction with the New Hampshire Bar Association as a public service. It is not presented as specific advice, which may only be provided by an attorney based upon each individual situation. ... Read Full Source

Refund Anticipation Loan (RAL) Sample Disclosure In English
SAMPLE DISCLOSURE FOR REFUND ANTICIPATION LOAN (RAL) NAME OF TAX PREPARER ADDRESS OF TAX PREPARER • You are not required to enter into this refund anticipation loan ... Read Here

REFUND ANTICIPATION LOAN DISCLOSURE ACT - Michigan Legislature
REFUND ANTICIPATION LOAN DISCLOSURE ACT Act 66 of 2009 AN ACT to require disclosure of certain information in connection with refund anticipation loans; and to ... Read More